Currency
Convert one amount into multiple currencies using mid-market exchange rates.
You have
$100.00 · US Dollar
Guide
Type an amount, choose the currency you have, and read the result in each target currency. Change a target from its drop-down, add up to eight, copy any result, or start from a popular pair.
Example: 100 USD with EUR as a target shows the euro amount and the rate used (1 USD = x EUR) on the same row.
The mid-market rate is the midpoint between the prices at which banks buy and sell a currency. It is the fairest benchmark, but retail providers do not trade at it: they add a margin, a fee, or both.
You receive = (amount − fee) × provider rate
Example (illustrative figures): At a mid-market 1 USD = 0.92 EUR, 500 USD is 460.00 EUR. A provider offering 0.90 with a 3 USD fee gives (500 − 3) × 0.90 = 447.30 EUR. Compare what the recipient gets, not the headline rate.
A rate such as 1 USD = 83 INR means one US dollar buys 83 rupees. The left currency is the base and the right one is the quote. To go the other way, divide.
Reverse rate = 1 ÷ rate (1 ÷ 83 ≈ 0.012 USD per INR)
Example (illustrative figures): 500 EUR at 1.08 is 540 USD. With a 3% card fee the real cost is about 556 USD, so a fee can matter as much as the rate.
Most of the saving comes from avoiding the highest-margin options.
Rates move continuously with interest rates, inflation, trade flows and market expectations. Some currencies are pegged to another and barely move against it, such as the UAE dirham against the US dollar; others float and can shift quickly.
Different sites can show slightly different numbers because they use different providers at different moments. For a long trip, leave a buffer of about ten percent for rate changes and small fees.
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Rates come from free public exchange-rate APIs: open.er-api.com first, then Frankfurter (European Central Bank reference rates) if that fails. Your browser keeps a copy for up to one hour. The rate panel under the converter always shows which source was used and whether the rates were freshly retrieved, cached or out of date.
We show mid-market rates. Banks and card networks add a margin or fees, so the amount you actually receive is usually lower.
Compare the total cost: the exchange-rate margin plus any transfer fee, and what the recipient actually receives. Specialist transfer services are often cheaper than banks, but it varies by route, amount and speed, so compare quotes for your own transfer.
Each source publishes new rates on its own schedule, typically about once a day rather than second by second. The converter checks again once your browser's saved copy is over an hour old, and the panel shows the provider's own date.
Yes. It is free, needs no account and runs in your browser. Some recommendations on the page are sponsored links that may earn us a commission at no extra cost to you; they are labelled as such.
No. They are indicative mid-market rates for planning, not quotes, and they may be slightly out of date. No bank or provider is obliged to trade at them, so confirm the rate with your provider before you send or exchange money.
